Products & Services

Serving as a one-stop-shop, Zota Technology furnishes online businesses with tailor-made products and services across various industries and markets. Saving you time, money and the hassle of employing multiple technology or integrations with real all-in-one capabilities.

One gateway that covers the full cycle of online transactions and empowers merchants with the tools needed for a successful operation.

Zota Technology - Get behind the wheel & be your own PSP

With our all-inclusive MiniGate, merchants can manage new and existing processing channels in one place, while also benefiting from a PCI DSS Level 1 certified and fully customized gateway and cashier.

Place all of your payment solutions under one central hub and be in control of all financial reporting, reconciliation, cash flow, approval ratios, comparisons and the release of rolling reserves.

Effective Account Management & Guidance

Our highly dedicated Compliance and Account Management teams are ready to support your business requirements and growth. Merchants are provided an Account Manager and Compliance Officer to walk you through the application and boarding process, removing potential headaches and inconvenience you would otherwise experience.

Slim down & unify your operation with a MiniGate

Zota Technology hands you the keys, giving you everything you need to become a white label, including an international bank account for your new company and a customized cashier to support your processing activities. Be in control of transactional reporting and effectively manage daily reconciliation, fees & rates, volume analysis, rolling reserve status with real time analysis in a single click.

Optimization conversions with intuitive cascading

We have invested in customer check out flow in order to produce an innovative and flawless user experience for our merchants. Maximize your conversion and retention rates with an intuitive cascading system with back up solutions for declined transactions.

Infinite Flow of Payment Methods

Whether its credit and debit cards, alternative payment methods, e-Wallets, bank transfers or issuing pre-paid and pay-out cards, Zota Technology gives merchants access to all of the methods available in the market. We support multi-currency transactions through all leading payment methods such as VISA, MasterCard, AMEX, Maestro, China UnionPay, JCB, Southeast Asian local cards, a variety of APMs, online wire transfers and local e-wallets, catering to the payment needs of merchants and end-users alike, no matter their jurisdiction and traffic regions.

Zota Virtual Terminal

A Virtual Terminal gives merchants the ability to create manual transactions for credit/debit and prepaid cards. With Zota Technology VT merchants can accept funds over the phone and process them in an easy-to-use web-based terminal, while still utilizing reporting and risk management and fraud protection tools.

Security & Risk Management

Zota Technology presents the perfect solution to decrease declines and avoid fraudulent activity. Zota Technology has

you covered with our sophisticated traffic management and automated cascading systems.

Our smart routing features send transactions to the acquiring bank with the highest approval ratio based on predefined parameters such as card type, transaction region, currency, ticket size, MCC code and more. In the scenario a transaction is declined, our routing algorithm will automatically divert the transaction to next acquirer in your processing strategy.

As a PCI Level I Certified payment processor Zota Technology is fully compliant with industry standards, giving us the license to transmit and store sensitive transaction data as required by major credit card companies. By utilizing our secure hosted payment page, merchants can be compliant with these requirements while still maintaining a customized checkout experience.

Some of our risk management measures include, but are not limited to pre-risk assessment according to transaction activity, leading fraud scrubbing tools, compliance checks and utilizing a flexible risk rule set module. While our security system runs automatic fraud checks in the background, our highly experienced risk management team monitors your transactions in real time.

Routing Management

One of the major benefits of working with multiple providers is the ability to use cross PSP retries for failing transactions. Indeed, instead of just determining which PSP would be the most relevant for a specific transaction, doing intelligent payment routing is far more than that. When dealing with multiple PSPs, one of the major benefits is the possibility to do cascading.

Using intelligent payment routing strategies allows merchants to split their transactions to different merchant accounts depending on their very-own parameters.

Zota Technology's routing system always optimize our merchant revenues and take them to the limit.

Zota Technology | Room 9 Floor 9 Cyberport 3F 100 Cyberport Road Pokfulam, Hong Kong

Routing Management

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